CGT – A tax on successful investment! It is the tax on the profit when you sell an asset e.g. shares or a fund that has increased in value. You only have to pay CGT on your total gains above the individual annual tax–free allowance of only £3,000 (2024/2025). You can mitigate CGT by investing through an ISA or a pension fund for example. We will ensure that in managing your investment portfolio we utilise your tax-free allowance each year.